SoFi Reviews

6,204  Excellent
TrustScore 4.5 out of 5

4.6

In the Financial Institution category

Write a review

Company activitySee all

Reviews4.6

6,204 total


Sort:


Rated 5 out of 5 stars

SERVICE IN ONE DAY!!!

I still can’t believe it! I applied for a personal loan and was not only approved but the funds were in my bank later in the day! I can’t believe how fast the turnaround was. I have average/good credit and am so thankful that SoFi is an institution that finally trusts people like me and knows not everyone has an 800 plus credit score. I will definitely use and recommend them to everyone. Thank you SoFi!!!!

Date of experience: July 07, 2023

Our 2022 Transparency Report has landed

Take a look

Rated 5 out of 5 stars

SoFi is the MOST MAGNIFICENT loan team…

SoFi is the MOST MAGNIFICENT loan team to work with in California! My name is Timmy Brooks and I own Round 12 Boxing in Sacramento, and I definitely would recommend anyone looking for business or personal loans to do business with SoFi. The process was smooth and quick. Not a whole lot of paperwork, and they aren't stickin' it to me like those other sheisty loan sharks pretending to be honest at first. SoFi is the team to get when you want that quick knockout with the funding! Thank you, SoFi!

Date of experience: July 06, 2023


Rated 5 out of 5 stars

Easy, fast, and painless loan

I applied online for a personal loan and received funds in less than 24 hours!! I wasn’t bombarded with phone calls and the process was very simple. I was pleasantly surprised! Thank you so much for approving my request and so quickly! I will definitely recommend SoFi !

Date of experience: July 07, 2023


Rated 5 out of 5 stars

This is the 2nd time that Sofie helped…

This is the 2nd time that Sofie helped me. Last year October I had to do urgent total roof replacement in my house in Orlando which I didn’t have budget for and Sofie granted me a loan for that. This year, I did remodeling of our bathroom in my house here in New Jersey so I incurred some credit card debt and Sofie helped me again. On both occasions, their loan application process was so quick, not complicated. Everything was done smoothly,
I am very grateful.

Date of experience: July 05, 2023


Rated 5 out of 5 stars

Pretty simple and painless process on…

Pretty simple and painless process on their website and the follow-up emails and notifications are the right balance between being a good reminder and annoying. Nice getting a personal callback pretty quickly from one of your representatives. Mine was great and very informative without being pushy. All-in-all....just a good setup.

Date of experience: June 30, 2023


Rated 5 out of 5 stars

Very easy application

Very convenient and fast reply. I applied for a Personal Loan to pay off high interest credit cards. It took a total of 5 days from application to funding. Very straightforward steps in application. Convenient usage of app. Will definitely recommend to friends and family SoFi.

Date of experience: July 04, 2023


Rated 5 out of 5 stars

SoFi So Easy

I have seen your commercials on TV and was tired of the increasing APR's on my credit cards due to this great economy. I googled your site to check it out and within a half an hour I had applied and been approved for a loan and paid off three cards which I have no intent to use again. However, I chose 2 options to receive a .25% discount on my APR which should have given me a .50 % discount from the option I chose but that was not applied to the signature form that I completed.

Date of experience: July 03, 2023


Rated 5 out of 5 stars

Applying was quick and easy

Applying was quick and easy, terms were explained in easy to understand language, money was available within a few days.
Offered auto pay so I won't even have to think about it again.

Date of experience: July 06, 2023


Rated 5 out of 5 stars

This was the fastest and most…

This was the fastest and most convenient way to get a personal loan! The response time and application process was very seamless and easy! I can’t tell you what a relief this has brought me.

Date of experience: July 05, 2023


Rated 5 out of 5 stars

Sofi is great !

Working with Sofi was easy and fast. There were a few issues where I sent documents, but the app kept saying I was missing documents. However, I called customer service, got a live person right away (we love a live person) and it was fixed. Within minutes I was able to settle everything!

Date of experience: June 30, 2023


Rated 5 out of 5 stars

Due to rising interest rates…

Due to rising interest rates I needed to find a way to lower the interest rates and pay them off quicker. I initially first went to Wells Fargo as I have an established relationship with them. Well that didn't matter as after 2 weeks waiting for an answer they pretty much told me that regardless of my good credit, 100% payments on time, mortgage, cars, etc., I was not a valued customer and they rejected me. It was a punch in the gut. I've seen SoFi everywhere as I've been sent letters and through Credit Karma and I decided well I have nothing to lose. After following a simple process I was approved in less than an hour! It took me by surprise and it literally brought tears to my eyes. I signed the paperwork and in less than 24 hours I received the money into my account. I cannot express how thankful I am of SoFi and I appreciate the assistance. Here's to a great relationship with SoFi.

Date of experience: July 03, 2023


Rated 5 out of 5 stars

Seamless Loan transaction

The experience with So-Fi was very customer friendly and seamless in the amount of time it took from start to finish. This is the second transaction I have done with So-Fi and both experiences have been top notch from a customer experience standpoint. Applying on-line has never been as seamless in my opinion from start too finish.

Date of experience: July 03, 2023


Rated 5 out of 5 stars

Loan consolidation …

It was so easy to apply for the loan and I was able to finance the amount needed to consolidate my credit card debt. The loan funded quickly!

Date of experience: July 05, 2023