South End Capital a division of Stearns Bank, N.A. Reviews

107  Excellent
TrustScore 5 out of 5

4.9

In the Loan Agency category

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Rated 5 out of 5 stars

Great Service!

We worked with South End Capital to fund an SBA loan for one of our clients. The experts that we worked with were very responsive at every step, giving us timely feedback that always provided with an accurate status or feedback on anything needed to move the loan request along. We look forward to working with this team on more transactions in the future.

Date of experience: April 12, 2023

Reply from South End Capital a division of Stearns Bank, N.A.

We look forward to working with you again as well and we really appreciate your positive feedback and your assistance closing your transaction!


Rated 5 out of 5 stars

Closed a difficult deal. Thank You!

Janine and Tia did an excellent job working with myself and client to get a difficult business+real estate acquisition loan to successfully close. Very happy with their prompt and timely communications with all parties e.g. borrower, myself, title, and attorneys. South End Capital and Stearns will be my go-to, preferred lender for all my clients' business financing needs.

Date of experience: March 28, 2023

Reply from South End Capital a division of Stearns Bank, N.A.

We really appreciate you kind words and truly thank you for your business and your assistance helping us close this loan. We look forward to working with you again!


Rated 5 out of 5 stars

A Selfless Lender Who Goes Above and…

A Selfless Lender Who Goes Above and Beyond for the Client Best Interest

The team at South End Capital a division of Stearns Bank, N.A. was professional from day one. Janine Phillips, MLO is super patience and professional. She provided guidance from day one and didn't give up on the deal.

Thank you Janine and SEC Stearns Bank.

I strongly recommend using this funding source for your next real estate investment project.

Date of experience: December 29, 2022

Reply from South End Capital a division of Stearns Bank, N.A.

We are so pleased you had such a positive experience with our company. Our team really enjoyed working with you and appreciated your assistance and professionalism throughout the process. We look forward to closing many more loans for you in the future!


Rated 5 out of 5 stars

I examined it and believed it.

I examined it and believed it.
And for me, it actually works.
The South End Capital subsidiary of Stearns Bank, N.A. has my satisfaction. and the contract I signed with the business. I was able to find what I needed by speaking with the service staff.

Date of experience: April 11, 2023

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you for the great feedback and review!


Rated 5 out of 5 stars

Making a business loan a great success

The loan rep was wonderful to work with. Made the experience on getting a business equipment loan painless and a great experience. Went out of their way to make our loan request happen. We now know who to turn to for any business financial needs also will refer anyone we know in need of a business loan.
Thank you for making our experience a great success.

Date of experience: March 10, 2023

Reply from South End Capital a division of Stearns Bank, N.A.

It was an absolute pleasure to work with you and assist you and your business with your equipment financing needs. We truly appreciate the kind review and we hope to have the chance to work with you again in the future!


Rated 5 out of 5 stars

This is the second time doing business…

This is the second time doing business with Stearns Bank and their the first choice for any future funding! The process is seamless, efficient, and great customer service. Nothing but good things to say about this company

Date of experience: February 13, 2023

Reply from South End Capital a division of Stearns Bank, N.A.

It's been a pleasure working with you on multiple occasions and we hope to continue the relationship well into the future. We truly appreciate your feedback, review, and your business!


Rated 5 out of 5 stars

Tested and trusted

I test it and trusted it
And it really work for me
I'm happy with the South End Capital a division of Stearns Bank, N.A. and the deal I got from the company. Speaking with the service team helped me get exactly what I was looking for.

The only reason not to give 5 stars is the fact that I had to separately claim for the offered cash back deal, rather than it being automatic, and this info wasn't stated anywhere.

Date of experience: March 10, 2023


Rated 5 out of 5 stars

Awesome experience through Stearn Bank

This is my first time dealing with SBA loan with Stearn Bank and the whole process was very easy to follow. Janine and Kaitlin were very professional and helpful when I had some questions regarding to the loan. I would definitely recommend Stearn Bank to anyone looking for funding for their business. Thanks again

Date of experience: November 10, 2022

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you very much for the kind review and excellent feedback. It was a pleasure to serve you and your business and we hope to have the opportunity to work with you again!


Rated 5 out of 5 stars

Patience is a Virtue - South End Capital/Stearns Bank…

South End Capital/Stearns Bank displayed top quality service and patience beyond reproach!. There was a delay in locating the right equipment, therefore more time was requested. Stearns Bank was able to work with us so that the deal could close. Looking forward to the next transaction!

Date of experience: June 17, 2022

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you Rodney for the kind words and great feedback. We're very glad we were able to assist you with this financing, and we look forward to working with you again!


Rated 5 out of 5 stars

South End Capital is the best!

Noah Grayson, David Toye and everyone at South End Capital are amazing. I am very grateful to everyone at South End Capital for helping me--a (very) small business owner. They took the time to help me figure out PPP funding at the very beginning when those programs first rolled out and were very confusing. I would not hesitate to recommend them wholeheartedly!

Date of experience: April 29, 2021

Reply from South End Capital a division of Stearns Bank, N.A.

It was an absolute pleasure to work with you Luis! Thank you very much for the excellent feedback and kind words. We wish you and your business great success, and we're here to help whenever you need us. Stay well!


Rated 5 out of 5 stars

Thank you Noah and team.

South End Capital was extremely helpful in walking us through the steps necessary to submit an application for our PPP loan. We were notified today that our PPP loan was approved and will be funded soon. The responsiveness and nimbleness of Noah and his team is amazing. Thank you all for your assistance in these troubled times.

Date of experience: April 20, 2020

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you for the great review and feedback Harvey! We are thrilled that we were able to assist you in obtaining loan approval and an SBA guarantee #. We wish you health and safety and look forward to working with you again in the future!


Rated 5 out of 5 stars

I tried several banks for my client…

I tried several banks for my client before finally landing on STEARNS BANK. As always, they provided great care and patience to see the loan all the way through. I can't wait to send them more business so we can help more businesses.

Thank you STEARNS BANK!

Sebastien Boyer
THE APPROVED GUY

Date of experience: November 08, 2022

Reply from South End Capital a division of Stearns Bank, N.A.

It's been an absolute pleasure to work with an experienced professional like you Sebastien, and we look forward to financing many more transactions for you and your clients through the South End Capital division of Stearns Bank.


Rated 5 out of 5 stars

Fast & Easy Equipment Financing

Getting my client funded for their equipment finance needs with South End Capital and Stearns Bank was quick and easy. Austin was a big help and his follow-up was timely! This was the easiest equipment deal I have ever funded. I will definitely keep bringing my equipment leasing clients to South End Capital and Stearns!

Date of experience: August 03, 2022

Reply from South End Capital a division of Stearns Bank, N.A.

It was an absolute pleasure for our team to work with you Kina, and we look forward to assisting you with many more equipment financings in the future!


Rated 5 out of 5 stars

Great Account Executive for me

When I started doing commercial loans, I didn't have a go to guy. I was fumbling around with few companies and didn't feel like I was included in the mix. When David became my account executive, he gave my deals the attention I thought was needed. He took time out of his schedule to enlighten me on things that would make me a better broker. I appreciate feedback he gives and the timely manner he answers my questions and concerns. Great guy.

Date of experience: June 10, 2019

Reply from South End Capital a division of Stearns Bank, N.A.

Thanks for your review D Woody and your great feedback about David! We're excited to be working with you.


Rated 5 out of 5 stars

Funeral Home Purchase

There's not much to say other than Mike McGee and Sound End Capital are phenomenal. A Funeral Home purchase is virtually impossible to get financing through most lenders, but Mike McGee and SEC's staff never left me with any doubts we'd get it done.

Our business future is bright! So on behave of my family and staff, thank you for all the hard work. If you have a complicated or simple deal stop looking and give SEC a chance.

I'd simple like to say sincerely, Thank You!!

Date of experience: March 03, 2020

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you so much for the great review and wonderful feedback about Mike and our team. We are so pleased to have helped your business grow, and we look forward to working with you again in the future!


Rated 5 out of 5 stars

I am a new broker in the commercial…

I am a new broker in the commercial industry and I want to thank Myron Alford from South End Capital, for being so helpful and courteous to me, while trying to learn the business. He has gone way out of his way to assist me in any way that he could and I so much appreciate him for being the kind and patient person he is. If he treats a fellow broker in this kind manner, I can only imagine how great he is with his customers. Thanks Myron!!

Date of experience: May 08, 2019

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you Maryellen for your review and your wonderful feedback about Myron. We are so pleased you have received such great service from Myron and we are excited to have you on-board as a referral partner. We look forward to continuing to work with you!


Rated 5 out of 5 stars

Absolutely awesome team of people to…

Absolutely awesome team of people to work with. My AVP from the closing division was exceptional. He went way over the call of duty. He guided me and stayed with me from start to finish. If obstacles presented themselves, he pushed, guided, and encouraged me through the process

SECC explained the process and delivered as promised. Staff was very knowledgeable and professional. I am looking forward to the next deal utilizing SECC services and resources. It’s assured they will help me achieve my business and financial goals.

Big thanks to my SECC team as I am now the owner of a very successful company.

Date of experience: September 12, 2019

Reply from South End Capital a division of Stearns Bank, N.A.

Thanks Donnie for this great review! Our team loved working with you and we appreciate the kind words about your closing AVP, our staff and our process. We are so glad we have help you with your business financing and look forward to working with you again!


Rated 5 out of 5 stars

After looking far and wide for an SBA…

After looking far and wide for an SBA product that would help me consolidate outstanding short term loans and reduce my debt service, South End Capital was finally able to get the job done. It required a lot of paperwork - but I now have a loan that cut my monthly payments by over 80%. Before the closing a few unexpected issues arose that threatened the deal. Rich hopped in and worked tirelessly to get the deal closed. He had exceptional follow-up and communications skills. Should I need business financing in the future South End would be stop one (and I have worked with many others previously). They were honest and delivered just what they promised.

Date of experience: July 10, 2019

Reply from South End Capital a division of Stearns Bank, N.A.

Thank you very much for this excellent review and feedback. We are so glad we were able to help your business and we appreciate you working with us to get your loan to the finish line. We'd be very pleased to have the opportunity to work with you again!